Buy Here Pay Here in Virginia Beach, VA
No credit, bad credit — no problem. Shoreline Auto Center finances in house, so your approval is made right here, not by an outside bank. All credit and all situations welcome.
Financed in house
We're the lender — not a bank. Your approval is made here, so we can work with situations an outside lender turns down.
All credit, all situations
No credit, bad credit, no problem. First-time buyers, and active-duty & veteran military — you're welcome here.
Drive home
Bring your license, proof of income and residence, and a down payment — then pick a car and drive home.
In-house financing, answered
Buy here pay here (BHPH) means the dealership finances your car in house — Shoreline Auto Center is the lender, so your approval isn't up to an outside bank. You make your payments directly to us.
Yes — no credit, bad credit, no problem. Because we finance in house, we look at your whole situation, not just a credit score. All credit and all situations are welcome.
With bank financing an outside lender decides. With buy here pay here we finance you directly and make the decision in house — which is why we can work with situations a bank might turn down. Want to check lender rates first? See our financing page.
Typically a valid driver's license, proof of income, proof of residence, and a down payment. Bring those, and the team will tell you what is possible for you.
Absolutely — right here around Virginia Beach. First-time buyers and active-duty & veteran military are welcome. In-house financing is a straightforward path to a reliable car when a bank has said no.
Bring your documents and a down payment, and the team will go through your options with you.
Looking for lender-based financing instead? Our financing page covers it.